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Civis Business Checking
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requires a minimum opening balance of $100.00. This account has a monthly service charge of $10.00 if the average daily balance falls below $2,500.00. Civis Business Checking will access a $2.00 monthly charge for a printed statement or $0.00 if the customer uses our online banking service and receives an electronic statement.
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Freedom Business Checking
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requires a minimum opening balance of $100.00. This account offers Identity Theft Protection benefits and Cellular Telephone protection for $5.95 monthly and an $10.00 monthly service charge will be assessed if the average daily balance falls below $2,500.00.
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Money Matters Commercial Account
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requires a minimum opening balance of $1,250.00. This account has a monthly service charge of $7.00 if the average daily balance falls below $1,250.00. A Money Matters account earns a competitive rate of interest that is compounded monthly. This account allows unlimited deposits; however, withdrawals are limited to a maximum of 6 per month before a fee is assessed.
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Civis Savings
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requires a minimum opening balance of $100.00. This account earns a competitive rate of interest that is compounded quarterly. This account allows unlimited deposits; however, withdrawals are limited to a maximum of 6 per month before a fee is assessed. Civis Savings has a $5.00 service charge monthly if the average daily balance falls below $100.00.
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Certificate of Deposit
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requires a minimum opening balance of $1,000.00. This account offers various terms and earns a competitive rate of interest.
TYPES OF LOANS
- Business Loans
- Business Lines of Credit
- Equipment Loans
- Agriculture Loans
TOOLS TO GET STARTED
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Merchant Services
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- Free Placed EMV terminals
- Free Placed touch screen Merchant Service POS systems
- Free Placed mobile apps and swipers
- Next Day Funding Credit Card Processing Services
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Payroll Processing
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- 1st month free to new customers to try out the service
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ATM processing and placement
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- Free placed ATM (Processing volume based)
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Check verification and guarantee services
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- Free placed check scanner (must have merchant account also)
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